FinallyA card that lets you earn points on rent.
up to2x
points on rent
points on all other spend
annual fee
  • Use at any apartment to pay rent with no fees
  • New cardholder bonus: Earn 3x points on rent in the first 30 days (up to 10,000 points)
The Bilt Mastercard® is currently by invite only.
Earn points on your largest monthly expense.
The more you use your Bilt Mastercard®, the more points you'll earn on rent.Unlock up to 2× points on every rent payment—up to 4,000 points per per month.
And 1× points on everything else.
48,000That’s up to 48,000 extra points
a year, just for paying rent.
Learn more about earning requirements
Pay rent at
any apartment
with no fees
Card transaction fee (3%)$60.00
Waived for Bilt cardholders
p.s.If your apartment doesn’t accept credit cards or you rent outside the Bilt Rewards Alliance, don’t worry. Just pay rent with your Bilt Mastercard® through our app and we’ll send a check to your landlord on your behalf.
No additional cost.
Boost your credit - just by paying rent.Bilt reports your on-time rent payments to the bureaus for you to help boost your credit score. According to a recent Transunion report, rent reporting can boost credit scores by as much as 26 points.*Transunion 2017 Rent Reporting Analysis
No Annual Fee.Never Ending Benefits.The Bilt Mastercard® comes with a host of benefits usually reserved for cards with hefty annual fees. You get all of it at no extra cost.
Lyft and Doordash CreditsUp to $60 per year in Lyft credits, up to $120 per year in Doordash credits, and more exclusive discounts when you use your Bilt Mastercard®.
World Elite Concierge ServiceEnjoy complimentary, 24/7 concierge service that acts like a personal assistant.
Premium Cell Phone ProtectionGet reimbursed up to $1000 per year if your phone is lost or damaged.
Purchase protectionGet reimbursed up to $1000 if a new item bought with the Bilt Mastercard® is damaged or lost within 90 days.
About Bilt Rewards—About Bilt Rewards—A new loyalty program for renters
Earn points on rent and redeem them towards travel, rent, fitness classes, and even homeownership. Learn more about our loyalty program below.
Fund your next vacation with points.Redeem points for your next trip. Book directly through the Bilt App or transfer your points 1:1 to one of our many world-class partners.
Use points to get a discount on your rent—or down payment.Use your Bilt Rewards points to cover your next month’s rent payment. Or save them up and put them towards a down payment - with the first rewards program to let you redeem rewards points towards homeownership.
Home price$250,000
5% Down payment500,000 points
+ $5,000
Turn your points earned into calories burned.We’ve partnered with the nation’s top group fitness classes so you can redeem your points for some of the most popular classes – starting at just 3,000 points a class.
Spruce up your home with points.With the Bilt Collection, you’ll have exclusive access to our hand-curated catalogue of art, home decor and apparel — all inspired by that month’s featured artist.
How can I get the Bilt Mastercard®?
Just apply through our website and, once approved, we’ll send the card to you. You can also add a digital version of the card to your Apple Wallet or Android Pay.
What are the requirements for card approval?
Just like any other credit card, we’ll be checking your credit score and previous credit history. We do everything we can to make Bilt available to as many people as possible!
Is there an annual fee for the Bilt Mastercard®?
Nope! No annual fee (or any other fees).
Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.©2021 Bilt Rewards