learn more
finally.
a card that lets you earn points on rent.
and more.
$0
Annual fee
1X
points on rent Payments without the transaction fee1
up to 50,000 points Each calendar year
2X
points on travel1
3X
points on dining1
& 1x points on other purchases.1
Earn points when you make 5 transactions that post each statement period.
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“It's rare to find a no-annual-fee card with such an impressive list of transfer partners, and the ace up the Bilt Mastercard's sleeve is the ability to earn surcharges-free rewards on monthly rent payments.”
“For any renter, the Bilt Rewards program and Bilt Rewards Mastercard® is a no-brainer. Bilt allows you to capitalize on the routine rent payments you already make each month by earning points.”
“In an industry where lots of credit cards share many of the same features, the Bilt Mastercard is a rare product that has a compelling feature that no other card is currently able to offer.”
Finally you can pay rent and get rewarded without the transaction fee.
Rent$2,000.00
Card transaction fee (3%)$60.00
Waived for you as a Bilt cardholderIllustrative.
Even if your property only accepts checks, you can still pay with your card through the Bilt Rewards app and we'll send a check on your behalf.
Rent
1X Points
1X
POINTS ON RENT PAYMENTS WITHOUT THE TRANSACTION FEE1
2X
POINTS ON TRAVEL1
Travel
2X Points
Elevate the way you travel. Earn 2x points on flights, hotels, rental cars, and cruises when booked directly with airlines, hotels, and car rental agencies.1
TRAVEL BENEFITS & FEATURES:
Trip cancellation & interruption (protection)
Offers up to $5,000 reimbursement for a non-refundable passenger fare if your trip is interrupted or canceled for a covered reason when your passenger fare is booked with your Bilt Mastercard.2
Trip delay reimbursement
Get reimbursed for expenses incurred, including meals, when your trip is delayed more than six hours due to reasons like inclement weather, mechanical breakdown of the common carrier or air traffic control delays.3
Auto rental collision damage waiver
Receive auto coverage for covered damages due to collision or theft for most rental cars when you pay for the rental transaction with the Bilt Mastercard.4
No foreign currency conversion fee
When you use your card for travel, you won't pay a foreign currency conversion fee for purchases converted to U.S. dollars.
Lyft credits
Take 3 rides in one calendar month, get a $5 Lyft credit with your Bilt Mastercard.5
Dine like a royal and earn 3x points whether you're at your favorite restaurant, bar, or ordering in.1
DINING BENEFITS & FEATURES:
World Elite Mastercard Concierge
Whether you need hard-to-find dinner reservations, the perfect last-minute gift or insider hotel recommendations, the World Elite Mastercard Concierge will work behind the scenes on your behalf - anywhere in the world.
DoorDash credits
Get a 3-month DashPass membership for free as a new member with your Bilt Mastercard. Plus, both new and existing members get $5 off their first order each month.6
Dining
3X Points
3X
POINTS ON DINING1
$0
ANNUAL FEE
And it doesn't stop there.
& more features
1X points
ADDITIONAL PREMIUM BENEFITS AND FEATURES:
1x points on other purchases1
Earn 1x points per dollar spent on other purchases with your Bilt Mastercard®.1
Accelerate your Bilt Rewards status
Points earned with the Bilt Mastercard will count towards your Bilt Rewards status.
Cell phone protection
Pay your monthly cell phone bill with your Bilt Mastercard® you'll get up to $800 of protection (subject to $25 deductible) against covered damage or theft.7
Purchase security (Theft and damage protection)
Purchases made on the Bilt Mastercard® can be covered for theft or damage within 90 days of the date of purchase, up to $10,000 per claim.8
GET SMARTER WITH YOUR CREDIT
Build your credit history by paying rent
When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the credit bureaus each month, which can help build your credit history with each on-time rent payment.
Protect your available credit with BiltProtect
With BiltProtect you can pay rent without using your available credit. When BiltProtect is turned on, we connect to your bank account and pull funds directly to pay off any rent charges on your card statement within 48 hours (kind of like a debit card). That way you can earn points on rent payments without using up your available credit.9
BILT REWARDS
Use your points for all your favorite Bilt Rewards redemptions.
Points earned with the Bilt Mastercard® will also count towards your Bilt Rewards status.
Travel
Transfer your points 1:1 to one of our many world-class partners.
Rent & Down Payment
Redeem your Bilt Points to save on next month’s rent payment, or save your points and put them towards a down payment—with the first rewards program to let you redeem points towards homeownership.
Fitness
We’ve partnered with the nation’s top group fitness classes so you can redeem your points for some of the most popular classes – starting at just 1,600 points a class.
The Bilt Collection
With the Bilt Collection, you’ll have exclusive access to our hand-curated catalogue of art, decor, and apparel—all inspired by that season’s featured artist.
RedemptionTravel
FAQ
How can I get the Bilt Mastercard®?
Just apply through our website and, if approved, we’ll send the card to you. You can also add a digital version of the card to your Apple Wallet or Android Pay.
What is the 5 minimum transaction requirement?
To earn points on your purchases and rent payments with the Bilt Mastercard, you must make at least 5 transactions that post each statement period. Points on card purchases, including rent payments, will be pending until you meet the 5 minimum transactions criteria in each statement period.

If you do not meet the 5 minimum transaction criteria in any given statement period, you will still earn 250 points for that statement period if you pay your rent through the Bilt Rewards app.
Is there an annual fee for the Bilt Mastercard®
Nope! No annual fee.
MORE FAQ
Bilt World Elite Mastercard® is issued and administered by Wells Fargo Bank N.A, pursuant to a license from Mastercard. Mastercard is a federally registered service mark of Mastercard.© 2022 Bilt Rewards. All rights reserved.