Winner: Best No-Annual-Fee Credit Card
Zoë Roscoe  |   December 8, 2022

We've been voted the Readers' Choice Best No-Annual-Fee Credit Card in The 2022 TPG Awards.

TPG brought the best of the best in luxury travel, loyalty programs, and credit cards together in NYC on December 7th, to recognize the best brands in the market. There were 15 Readers' Choice honors handed out and we were the recipient of the Best No-Anual-Fee credit card!

If you’re unfamiliar with The Points Guy, it's a travel website and blog, that provides advice to help readers maximize their travel experiences and understand the complicated world of travel loyalty programs.

What sets Bilt Rewards apart from other credit cards and loyalty programs?

Earn Points on Rent

Unlike any other credit card program, you can earn up to 100,000 points per dollar on rent, without any transaction fees.

Maximize Your Rewards on Non-Rent Spend

In addition to earning points on rent, cardholders will earn:

  • 3x on dining

  • 2x on travel

  • 1x on other purchases

All you have to do is make a minimum of 5 transactions each statement period in order to earn points on rent and other spend.

Premium Benefits, No Annual Fee

With the Bilt Mastercard, you'll receive Mastercard WorldElite benefits and top-tier travel transfer partners without any annual fee.

You can maximize your Bilt Points earned on rent and non-rent spending in so many ways
  • We have 12 airline loyalty partners

  • Two hotel transfer partners (IHG and World of Hyatt)

  • And The Bilt Travel Portal powered by Expedia where your points are worth 1.25 cents each. This gives you access to almost every airline and thousands of hotels, including boutique hotels

  • Book fitness classes with SoulCycle, SolidCore, and Y7™

  • Redeem points for art and decor with the Bilt Collection

  • Shop with points on Amazon.com for your essentials and favorite brands

Bilt Points have been rated the most valuable travel currency

Valued at 2.2 cents, Bilt Points have been named the most valuable travel currency on the market by Bankrate.

Rewards and Benefits

See Rates and Fees