How to Earn Bilt Points

Let's take a look at how you can get the most value as a Bilt Rewards member. Check back in the app often to learn how you can earn even more points towards your next reward.

There are three basic ways to earn points:

Paying Rent

There are two types of renters. Those who live within the Bilt Rewards Alliance and those who are out-of-network.

In-Network: Bilt Rewards Alliance

Members who live within the Bilt Rewards Alliance can immediately begin to earn points on rent by joining the loyalty program. Every month you pay rent from a linked checking account through the Bilt Rewards app you’ll earn a flat 250 points per month.

To earn one point per dollar — up to 100,000 points per year (Terms Apply) — apply for the Bilt Mastercard.

When you use your card to pay rent, if your landlord is a member of the Bilt Rewards Alliance, they will be paid electronically through the Bilt Rewards app.


If you're out-of-network, you'll need to apply for the Bilt Mastercard to pay rent. When you apply and get approved for the Bilt Mastercard, you'll earn one point per dollar on rent every month. Up to 100,000 points per year.

How to pay rent:

Use our Bilt Rent Account feature to pay your landlord. You can use it to pay in an existing portal or pay any landlord that accepts ACH payments.


We will send your landlord a paper check via USPS First Class mail for your rental amount after you pay through the app. You should plan for 5-7 business days for the check to reach your landlord.

If your landlord is not a member of the Bilt Rewards Alliance, encourage them to join the program by emailing:

Accelerate Earnings with the Bilt Mastercard

Bilt Mastercard is the card for where you live, where you travel, and where you dine. Bilt Rewards members can apply for the Bilt Mastercard and open the door to earning up to 100,000 points per year on your monthly rent and unlimited points anytime you use your card anywhere Mastercard is accepted.

  • $0 annual card fee

  • 1X on rent payments without the transaction fees (on up to $100,000 in rent payments every year)

  • 2X points on travel (when booked directly with an airline, hotel, car rental or cruise company)

  • 3X points on dining


  • 1X points on other purchases

  • 2x points on purchases made through the Bilt Travel Portal

Cardholders must meet a minimum of 5 card transactions per statement period in order to earn points.

Earn 900 Bonus Points by Linking Your Loyalty Accounts

Link your Bilt Rewards account to each of our seven airline frequent flyer partner programs on the Flights and two hotel loyalty programs on the Hotel tab. Click on the airline logos on the Flights tab of the Bilt Rewards app and enter the information each partner airline requests; same for the hotel tab.

(100 points for each account linked)