Cardholder Benefits
Zoë Roscoe    

Now that you have the Bilt Mastercard®, it’s time to start earning more points toward your next reward. On top of points earned on rent, you’ll also earn points on your other purchases.

How to Earn Points

With the Bilt Mastercard® 0,1,2,3 program, you’ll earn points when you make a rent payment and when you use your card for other purchases.

  • $0 annual card fee

  • 1x points on rent payments without transaction fees (on up to $100,000 in rent payments every year)

  • 2x points on travel (when booked directly with an airline, hotel, car rental or cruise company)

  • 3x points on dining (restaurants and restaurant delivery services)

Plus

  • 1x points on other purchases

  • 2x points on purchases made through the Bilt Travel Portal powered by Expedia

Cardholders must meet a minimum of 5 card transactions per statement period in order to earn points. Terms apply to earn points.

How to Spend Your Points

Points can then be redeemed for:

  • Flights

  • Hotel stays

  • Fitness classes

  • Exclusive artwork and home decor from the Bilt Collection

  • Rent payment

  • Downpayment on your future home

  • Bilt Travel Portal

World Elite Mastercard Benefits

The Bilt Mastercard also makes your life simpler and more rewarding by including all the Mastercard World Elite benefits such as:

  • Cell Phone Protection anytime you pay your monthly cell phone bill with your Bilt Mastercard

  • Purchase Security covers purchases you make against accidental damage for 90 days

  • Trip Delay and Trip Cancellation protection

  • Exclusive merchant discounts with brands like Lyft

  • Access to the Mastercard Luxury Hotel & Resorts Portfolio which gives you amenities like upgrades, free breakfast, and property credits at over 3,000 hotels

  • 24/7 access for the World Elite Concierge, a complimentary service that acts as a relentless personal assistant

Rewards & Benefits Terms