No Annual Fee
finally.
a card that lets you earn points on rent. (and everything else)
  • $0
    annual fee
  • 1X
    points on rent with no fees
    up to 50,000 points every year
  • 2X
    points on travel
  • 3X
    points on dining
  • & 1x points on everything else.
    Use your card at least 5 times each statement period to earn points on all purchases.
    No Annual Fee
    The Bilt Mastercard is currently by invite only.
    Featured In
    CNN
    TC
    c|net
    Bloomberg
    Business Insider
    WSJ
    “Bilt Rewards is the most innovative loyalty program to launch in a generation. Just by rent, you can now earn points to travel the world, or even buy a home.”
    founder & CEO, The Points GuyBrian Kelly
    “For any renter, the Bilt Rewards program and Bilt Rewards Mastercard® is a no-brainer. Bilt allows you to capitalize on the routine rent payments you already make each month by earning points.”
    “In the same way SPG transformed hotel loyalty, we have an opportunity with Bilt to rethink the housing experience for the next generation of renters.”
    CEO Starwood CapitalBarry Sternlicht
    Pay rent and earn points at any home with no fees
    Rent
    $2,000.00
    Card transaction fee (3%)
    $60.00
    Waived for you as a Bilt cardholder
    P.S.
    If your apartment doesn’t accept credit cards or you rent outside the Bilt Rewards Alliance, don’t worry.
    Just pay rent with your Bilt Mastercard through our app and we’ll send a check to your landlord on your behalf.
    Earning points with the Bilt Mastercard®
    1x
    points on rent with no fees
    2x
    points on travel
    3x
    points on dining
    & 1x on everything else.
    Use your card at least 5 times per month to be eligible.
    Premium benefits - without the annual fee.
    Cell Phone Insurance
    Pay your monthly cell phone bill with your Bilt Mastercard®, and you'll get coverage on up to $800 per claim if your cell is stolen or damaged. Limited to 2 claims per year.
    Purchase Protection
    New purchases made on the Bilt Mastercard® can be covered from theft or damage within 90 days of the date of purchase, up to $1,000 per claim.
    Mastercard® World Elite Concierge
    You have access to personal assistance including recommendations & reservations for dining, entertainment, and sporting events.
    $120 Doordash Credit
    Get up to $120 of Doordash credit per year. A $5 discount will be applied to your first 2 Doordash orders of each month.
    $60 Lyft Credit
    Get up to $60 of Lyft credit per year when you take 3 rides per month.
    Trip Cancellation Protection
    You're protected against forfeited, non-refundable, unused payments and deposits if a trip is or interrupted. Up to $1,500 per incident.
    Rental Car Insurance
    You'll get covered for physical damage and theft of most rental cars when you pay for the rental transaction with the Bilt Mastercard®.
    No foreign transaction fees
    Feel free to use your Bilt Mastercard® while traveling, you won't incur any foreign transaction fees.
    BiltProtect helps preserve your credit line when paying rent on your Bilt Mastercard. When BiltProtect is turned on, we connect to your bank account and pull funds directly to pay off any rent charges on your card statement within 48 hours (kind of like a debit card). That way you can earn points on every rent payment without using up your credit line.
    SMARTER WITH YOUR CREDIT
    Protect your credit line with BiltProtect
    BiltProtect helps preserve your credit line when paying rent on your Bilt Mastercard. When BiltProtect is turned on, we connect to your bank account and pull funds directly to pay off any rent charges on your card statement within 48 hours (kind of like a debit card). That way you can earn points on every rent payment without using up your credit line.
    Build your credit history by paying rent
    When you pay your rent with the Bilt Mastercard, you can choose to have your payments automatically reported to the credit bureaus each month, which can help you boost your credit score with each rent payment.
    Bilt Rewards
    Redeem your points with Bilt rewards
    Bilt Rewards
    Travel
    Redeem points for your next trip. Book directly through the Bilt Rewards app or transfer your points 1:1 to one of our many world-class partners.
    Bilt Rewards
    Rent and down payment
    Use your Bilt points to cover your next month’s rent payment or save your points and put them towards a down payment - with the first rewards program to let you redeem rewards points towards homeownership
    Bilt Rewards
    Fitness
    We’ve partnered with the nation’s top group fitness classes so you can redeem your points for some of the most popular classes – starting at just 3,000 points a class.
    Bilt Rewards
    The Bilt Collection
    With the Bilt Collection, you’ll have exclusive access to our hand-curated catalogue of art, decor, and apparel — all inspired by that month’s featured artist.
    FAQ
    How can I get the Bilt Mastercard®?
    Just apply through our website and, once approved, we’ll send the card to you. You can also add a digital version of the card to your Apple Wallet or Android Pay.
    What are the requirements for card approval?
    Just like any other credit card, we’ll be checking your credit score and previous credit history. We do everything we can to make Bilt available to as many people as possible!
    Is there an annual fee for the Bilt Mastercard®
    Nope! No annual fee (or any other fees).
    MORE FAQ
    © 2021 Bilt Rewards. All rights reserved.Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.