learn more
a card that lets you earn points on rent.
and more.
Annual fee
points on rent Payments without the transaction fee1
up to 100,000 points Each calendar year
points on travel1
points on dining1
& 1x points on other purchases.1
Use the card 5 times each statement period to earn points.
Earn points on rent at any apartment1
Pay rent and earn points at any apartment without the transaction fee.
Get double points on the 1stI
Earn even more on Rent Day with 6X on dining, 4X on travel, and 2X on other purchases (except rent).
Redeem the most valuable rewards
Bilt Points ranked as the most valuable rewards points (above Amex Membership Rewards and Chase Ultimate Rewards), by Bankrate.com.
Finally you can pay rent and get rewarded without the transaction fee.
Card transaction fee (3%)$60.00
Waived for you as a Bilt cardholderIllustrative.
Even if your property only accepts checks, you can still pay with your card through the Bilt Rewards app and we'll send a check on your behalf.
1X Points
2X Points
Elevate the way you travel. Earn 2x points on flights, hotels, rental cars, and cruises when booked directly with airlines, hotels, and car rental agencies.1
Trip cancellation & interruption protection
Offers up to $5,000 reimbursement for a non-refundable passenger fare if your trip is interrupted or canceled for a covered reason when your passenger fare is booked with your Bilt Mastercard.2
Trip delay reimbursement
Get reimbursed for expenses incurred, including meals, when your trip is delayed more than six hours due to reasons like inclement weather, mechanical breakdown of the common carrier or air traffic control delays.3
Auto rental collision damage waiver
Receive auto coverage for covered damages due to collision or theft for most rental cars when you pay for the rental transaction with the Bilt Mastercard.4
No foreign currency conversion fee
When you use your card for travel, you won't pay a foreign currency conversion fee for purchases converted to U.S. dollars.
Lyft credits
Take 3 rides in one calendar month, get a $5 Lyft credit with your Bilt Mastercard.5
Dine like a royal and earn 3x points whether you're at your favorite restaurant, bar, or ordering in.1
World Elite Mastercard Concierge
Whether you need hard-to-find dinner reservations, the perfect last-minute gift or insider hotel recommendations, the World Elite Mastercard Concierge will work behind the scenes on your behalf - anywhere in the world.
3X Points
& more features
1X points
1x points on other purchases1
Earn 1x points per dollar spent on other purchases with your Bilt Mastercard®.1
Accelerate your Bilt Rewards status
Points earned with the Bilt Mastercard will count towards your Bilt Rewards status.
Cellular telephone protection
Pay your monthly cell phone bill with your Bilt Mastercard® you'll get up to $800 of protection (subject to $25 deductible) against covered damage or theft.6
Purchase security (Theft and damage protection)
Purchases made on the Bilt Mastercard® can be covered for theft or damage within 90 days of the date of purchase, up to $10,000 per claim.7
Build your credit history by paying rent
When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the credit bureaus each month, which can help build your credit history with each on-time rent payment.
Protect your available credit with BiltProtect
With BiltProtect you can pay rent without using your available credit. When BiltProtect is turned on, we connect to your bank account and pull funds directly to pay off any rent charges on your card statement within 48 hours (kind of like a debit card). That way you can earn points on rent payments without using up your available credit.8
Use your points for all your favorite Bilt Rewards redemptions.
Points earned with the Bilt Mastercard® will also count towards your Bilt Rewards status.
Transfer your points 1:1 to one of our many world-class partners.
Rent & Down Payment
Redeem your Bilt Points to save on next month’s rent payment, or save your points and put them towards a down payment—with the first rewards program to let you redeem points towards homeownership.
We’ve partnered with the nation’s top group fitness classes so you can redeem your points for some of the most popular classes – starting at just 1,600 points a class.
The Bilt Collection
With the Bilt Collection, you’ll have exclusive access to our hand-curated catalogue of art, decor, and apparel—all inspired by that season’s featured artist.
Bilt Rewards Terms apply. Refer to the Bilt Rewards Terms and Conditions for full details.
I don’t live in a Bilt Property. Can I still earn points on rent?
Yes! Even if you rent outside of the Bilt Rewards Alliance, you can still use Bilt to earn points on rent with the Bilt Mastercard. As long as your landlord uses an online payment portal or accepts checks, you can use Bilt with no transaction fees.
I pay rent by check / Paypal / Venmo / Zelle. Can I still use the Bilt Mastercard?
Yes, you will be able to earn rewards on rent if you pay your landlord via check, Venmo, Paypal, or other online portals. Unfortunately, we do not support Zelle today. Read more about how to pay by check here. Read about how to pay rent in other ways here.
My online portal charges a fee for credit cards. Will I be charged when using the Bilt Mastercard?
Nope! If you pay through an online portal, Bilt will provide you with a Rent Rewards Account in order to pay your rent without any transaction fees. With the Rent Rewards Account, you'll use a unique checking and routing number found in the Bilt Rewards app to enter into your online portal as an ACH / e-check payment.